Savings Accounts
Share Savings
A Share (Savings) account is your ticket to being an owner of the credit union.
Ownership is for life – as long as you maintain a $25.00 minimum balance.
A $25.00 minimum balance in your share account is the key to access all of the products we provide to our owners.
A minimum balance of $100.00 is required to earn interest.
Restricted Debit Cards are available.
1 withdrawal is allowed per month with no fee charge. Each withdrawal after the first each month will incur a fee. Please refer to our Fee Schedule for a list of all our fees.
Interest is compounded and credited to your account quarterly.
Prime Time Savings
Members who have reached 55 years of age are eligible for free ATM usage and unlimited free share account withdrawals.
A $25.00 minimum balance in your share account is the key to access all of the products we provide to our owners.
A minimum balance of $100.00 is required to earn interest.
Restricted Debit Cards are available.
Interest is compounded and credited to your account quarterly.
Money Market
A minimum balance of $5,000.00 needs to be maintained each day to obtain the disclosed annual percentage yield (APY) and for it to be an interest-earning account.
6 free withdrawals or transfers per month with no fee charge.
Dividends are compounded and credited to your account monthly.
Vacation/Rainy Day
A $10.00 minimum balance needs to be maintained to keep this account open.
No term limit.
3 withdrawals or transfers per year with no fee charge.
Dividends are compounded and credited to your account quarterly.
Christmas Club
Funds will be disbursed in November.
Dividends are paid quarterly.
Penalty will be accessed for early withdrawal. Please refer to our Fee Schedule for current fee amount.
Enrollment can happen at any time (It is suggested to enroll sometime in November to get a full year's worth of contributions and to maximize your savings).