Checking Services
Free Checking
If this will be your first account with STCU, you will need to view our information about becoming a member
Requires an initial deposit of $100.00 to open up account, or this initial deposit may be waived if you sign up for direct deposit.
Our Share Draft (Checking) account earns interest when you maintain a minimum balance of $1,000.00.
Pay no monthly fee
Carbonless duplicate checks are available for purchase
3 options for Overdraft Protection available:
Transfer from Share Savings
Transfer from Line of Credit (LOC) (need to apply using the loan application to set up)
Courtesy Pay
We offer Direct Deposit—payroll can be set up to go straight into your account for fast, secure access to your funds.
Note: Share Draft (Checking) account applications are run through a check verification system.
Visa Debit Card
Allows you to make purchases using it as a credit or debit transaction (no fee charged to take extra money while making your purchase using cashback)
Allows you to make cash withdrawals without fees at any STCU ATM, CU24 ATM, CO-OP, or Publix ATM (outside of stores)
Visa Check Cards will not be issued until there is a balance in the account. However, you will not be charged for your first card
There is a fee for lost cards, and that fee can be found on our fees page
Lost or Stolen Card? Contact us!
E-Z Account
An initial deposit of $100.00 to open or this initial deposit may be waived if you sign up for Direct Deposit
No minimum balance required
Pay no monthly fee
Unlimited withdraws in the credit union
No checks available, but can purchase money orders and certified checks.
Restricted Debit Card available
Allows 6 free transactions in a month which includes balance inquiries, transfers, and withdrawal.
Allows you to make cash withdrawals without fees at any STCU ATM, CO-OP, CU24 ATM
We offer Direct Deposit—payroll can be set up to go straight into your account for fast, secure access to your funds.